Is your health savings account depleted or overflowing? We often think of saving and spending, in terms of money, but what about your health? Most people spend and spend and spend, while making very little deposits and end up feeling stressed out, burnt out and depleted.

Are you a spender or a saver?

I am a spender – but I am also an investor. Every dollar spent and every minute spent, I ask myself “How will this impact my life? Does this make my life better?”

Your health is the same thing. It is an investment. I think a lot of people think about health as an expense, and I want to reframe that, because health is an investment. I hear from a lot of people, friends, family, potential clients that eating healthy is expensive.

Do you ever hear that?

Joining a gym is expensive. No – it is or it isn’t a priority. You decide.

Yes, eating junk food is cheaper, but it is going to cost you more money in the long run, in prescriptions, medications, doctors visits and high premium insurance claims. Are you only weighing the amount of cash investment or are you also looking at the long term benefits? Download my Free Get Healthy on a Budget

If you are considering joining a gym – ask yourself will this make my life better? Is this in line with the goals I have set for myself? Grab my Lifestyle Assessment here.

So are you a spender, or are you a saver? Or are you an investor?

Are you saving money, are you to making deposits into your health savings account? So there’s different things that you can do to either deposit or withdrawal from your health savings account. How are you doing that?

Every day is made up of choices, every week, every month is made up of choices, and that’s just it. And if you think about it that way, like every minute, every choice you make is either taking you closer to your goals or it’s taking you further away. So which is that for you?

I want you to start to think about your health as an investment account, and how you can start to make more deposits than you’re making withdrawals?

We never like to see our bank account in the red – And our health is the same way. If we can just get into the habit of making more deposits than we’re taking withdrawals, then we will be good. We will have a surplus in our health account, and you’ll start to notice more energy, you’ll start reaching your goals a lot faster.

Withdrawals you could be making:

  • Sitting eight hours at a desk
  • Eating junk food
  • Skipping workouts
  • High stress levels
  • Working 50 hours a week

How to Make Deposits Into Your Health

  1. Eating more vegetables
  2. Going to the gym
  3. Take a mini breaks from your desk
  4. Packing healthy snacks – Grab my grocery list 
  5. Taking a walk
  6. Sign up for a Yoga class
  7. Going to be early
  8. Unplug from social media
  9. Spend time outdoors
  10. Drink plenty of water


These may not seem like big things, but added up over time they have a big payout – just like dropping pennies into your savings account.

Take an inventory of your every day life. List out the deposits and then, list out the withdrawals. What is the balance? Are you in the red or black?


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